Are Australian Businesses Bereft of Imagination?

Over the last couple of weeks I have watched the growth and spread of the #occupy movement – from the financial district of New York City to the streets of Sydney and Melbourne. This dishevelled and ramshackle mob seem to have touched a nerve. There’s a deep insecurity that is triggering a disproportionate response from Australian businesses, business people, politicians of all shapes and sizes and everyday individuals. Clearly we like our round pegs round.

And in almost the same timeframe I have been amazed at the way an Australian icon brand like Qantas has chosen to wilfully trash over 90 years of brand equity, focusing on the square peg problems of its unions, leaving thousands of its customers stranded across the world without a word of warning.

In a way, these problems have the same root cause – a chronic lack of imagination – something that has plagued our business sector for decades. Just look at the product launches of new “innovations” which are pale imitations of things that have been available overseas for years. Look at the way our industry leaders doggedly defend their oligopolies and market share, taking competitors to court and lobbying government for subsidies, tax reductions and bailout guarantees – and then complain when customers fed up with poor service, take their brand loyalty (and their wallets) and shop elsewhere.

When you have a square peg, a round hole and a hammer – well, you know it’s going to be used.

And I think – think – being the operative word – that this is the real promise of the #occupy movement. #Occupy is a challenge that is being thrown down to the big problems of our time – and it seems that we have no capacity to creatively respond to it. It’s disappointing.

By comparison – take a look at what Starbucks is doing in the US with its Create Jobs for USA campaign. They are teaming up with community lending institutions to provide financing to community businesses – and throwing in the first $5 million. Individuals can donate too – and receive a wristband with the poetic inscription indivisible.

And then take a look how this word has spurned a movement – a Twitter hashtag backed up by individual stories, crowdsourced support and community impact. David Armano talks a little about it here. A problem (and it is a shared problem) is identified, a business engages creatively – and as a business ecosystem – and the community steps in and supports it.

Now imagine if someone – anyone – over at Qantas had considered its communities of loyal travellers. Imagine if an idea had been sparked around these big problems – and that some action had been taken – not to amplify the problem, but to generate a solution.

You see, David Armano is right. Whether we like it or not, we are indivisible. We are linked irrevocably to the problems and challenges of others. So rather than ignoring them, it’s about time we #occupied our imagination and got to work on the challenges ahead of us all.

The Melbourne Cup, Gambling and the Cognitive Surplus

That wild, wonderful thing that is Wikipedia has changed our lives in all sorts of subtle ways. Gone are the vast bookshelves of leather bound tomes that held me in thrall as a child – and in their stead is a white page, an empty search field and a button.

Amazingly, as Clay Shirky reminds us, Wikipedia was built by a global collective donating 100 million hours of time to its grand vision. But this cognitive surplus is just a drop in the ocean of time that is spent by Americans watching television each year – estimated to be many times that number.

Now, while this is fascinating as a data fact, what I am more interested in is the substitution that is taking place. You see, for 100 million people to donate one hour of their time – a deliberate choice is being made. The choice is to create rather than to consume. And the thing is – as humans, we seek the pleasure of consumption over the cold choice of decision. We have to be driven to act. Compelled. Consumption, after all, is the easy way.

Now think about the current debate in Australia around the regulation of gambling. Clubs across Australia are claiming that these regulations will impact their ability to employ people and to support the community through their charitable giving and community support programs. But as Ben Eltham points out, most clubs direct a miserly proportion of their revenues into such programs:

Or examine the Rooty Hill RSL, also in Sydney’s western suburbs … Poker machines raked in $43.2 million of the club’s total operating revenue of $64.7 million … [with only] $601,000 [spent] on donations.

What would happen if INDIVIDUALS actually chose where to invest their “community support” programs? I’d actually be keen to see some small percentage being funnelled into a microloan style service or even an insurance fund to help problem gamblers (but that is a whole other blog post).

Today, on Melbourne Cup day, the folks over at DebtConsolidation.com.au have put together this infographic that images what could be done with all those wagers being made at the track and at betting agencies across the country. Makes you think – what good could we do if we made better decisions? What indeed.

The-Melboune-Cup-The-Race-That-Could-Save-A-Nation

Paws Up for Dogtober

Assistance Dogs Australia is a charity that trains Labradors and Golden Retrievers to help people with physical disabilities. These dogs take two years to train at a cost of over $25,000 each but are given free of charge to people in need.

To raise funds to help cover some of these costs, Assistance Dogs are asking people to register to hold an event with your family, friends, colleagues or neighbours. There are some great ideas for events (organising a Dog’s breakfast or baking and selling pup cakes to Dogs-bowling).

But you’d better get cracking! Put your paw up to help.

Kiva Lights Up the World with Microfinance

I’ve been a Kiva supporter for some time. I love the way that this microfinancing system allows you to effectively invest in the entrepreneurial dreams of those who live in a completely different world. It also allows you to choose where (and to whom) your investment flows. This means that you can choose to support education initiatives for women or to help establish a retail shop in a village in Nicaragua – and you can do so starting with $25.

When I first started with Kiva, I saw it as a donation. I never really expected to see this money returned. But 50 loans later, this has changed. You see, Kiva is not about charity – it’s about entrepreneurship. It’s about helping people change their lives … and supporting them to do so.

Kiva have field partners who provide supervision and support on the ground. They work to ensure the loan is successful. And repaid. In fact, the repayment rate for Kiva loans is 98.84%.

Take a look at the video below. It shows how, since 2005, more than $240 million in Kiva investments have been made to over 620,000 entrepreneurs. More than 80% of these are to women entrepreneurs. And as the video also shows, the vast majority of these are repaid – and can then be reinvested as you choose. Seriously, if you ever wanted to change the world – here’s a way to get started. Start with Kiva.

Intercontinental Ballistic Microfinance from Kiva Microfunds on Vimeo.

Two Degrees for Africa #2degrees

We often talk about six degrees of separation – the idea that we are about six steps away from each other. But when tragedy strikes – serious tragedy – six degrees feels like way too far.

So what if rather than six degrees of separation we looked at two degrees of action? What impact would that have?

Take a look at the film below. This is not just tragic. In this day and age, it’s outrageous. The Two Degrees of Africa project aims to make an exponential impact. Very quickly.

My buddy, Jason Burrows asked 100 friends to invite 20 people to donate $25 to Save The Children. If this works, we’ll have over 42,000 people working together to raise more than $1 million. So what do you say? Can you make an exponential impact on the lives of kids in Africa? Sure you can. Start here.

Very Disturbing Footage of Drought in Africa from 2DegreesforAfrica on Vimeo.

Escape Mediocrity

manifesto-image1 We live in a time where apathy has become a way of life. Where near enough is good enough. And where we only open our mouths to receive another spoon-fed morsel.

We have lionised failure and hardened our hearts. We’ve lost the art of adventure and dampened our curiosity, and cocooned ourselves in the safety of our own beliefs.

It’s a shame.

In fact, it’s a travesty.

Don’t you think it’s time we reignite and live by the daily miracles that make life worth living? Sarah Robinson does – and has produced an Escaping Mediocrity Manifesto. Check it out – and share what you believe.

Help Young Writers Be Published

I can well remember the excitement of seeing my first piece of writing in print. And yes, even in this age of easy access to web publishing and on-demand printing, there is still something visceral that comes with your own name in print. On a page. In a book.

And that’s exactly what Vibewire is now working on. Their quarterly anthology captures captures the short stories, articles, art and photography drawn from the Vibewire community. And you can help make this a reality! By supporting the Vibewire Anthology you will not only receive a beautifully produced edition, you will be providing vital support for young people starting their creative careers. Isn’t that what we all wanted way back when?

Get to Know Your Skin

If you could speak to your 16 year old self, what would you say? Would you talk about your fears? Your future? Your family?

This great video from the David Cornfield Melanoma Fund (via @IanLyons) tells the story of real people who have been touched by melanoma. Watch it. Think about the word “touched” and what the impact of that touch is. And then pass this video on to all the 16 year olds you know.

Melanoma is a young person’s disease and it spreads fast. And if you are thinking that extra zap on the tanning bed is worth it. Think again. Think again and live a lot longer. The world’s at your feet – just make sure you live long enough to experience it.

Beyond Innovation – Vibewire’s fastBREAK

I love a TED talk or a TEDx video as much as the next person. These videos that capture the speeches given at the annual TED conferences in Long Beach/Palm Springs and Edinburgh, feature some of the world’s most fascinating thinkers and doers. Each speaker is challenged to give the talk of their lives (in 18 minutes or less).

But time is short, and often I don’t need more, I need less. Sometimes even that 18 minute talk is a luxury that I struggle to squeeze into my day. As Clay Shirky suggests, what we often experience is not a glut of information but a failure to filter the information in a relevant way. And often that means that even the best TED talks receive short shrift.

But perhaps more than this need to zero-in on the essential elements, I find that I am increasingly interested in not just the hero story – the path to success, the riches achieved or the way it was done – but in the personal story that is the back story of the hero. I want to know the person behind the mask. After all, every great success costs us something as does every great failure.

This is where Vibewire’s fastBREAK innovation series breaks much needed ground.

On the last Friday of every month, Vibewire in partnership with the Powerhouse Museum, showcases five young innovators in five minute long talks (notice how quick they are?). The focus is on the personal journey that these pioneers have undertaken. Sometimes it’s fun. Sometimes it’s heartbreaking. And sometimes it takes your breath away. But it is ALWAYS inspiring.

Just take a look at these two talks and you’ll see what I mean – one from Leanne Townsend, CEO of the NSW Reconciliation Council and Courtney Tight, Media and Marketing Coordinator of the Young UN Women Australia Sydney Committee.

fastBREAK is a core component of Vibewire’s charter – to ensure that young people are included (and able to participate) in conversations that matter – at local, state, national and even global levels. The events are produced by a team of young volunteers. The speakers are carefully selected and coached. The themes are brainstormed and promoted. And each quarter the stories are gathered and published as an anthology.

As the chair of the Vibewire Board, I am proud of the quality and the consistency of these events – and the hard work of Annie Le Cavalier and Hala Hubraq and her team. But the most exciting part of these events is seeing some of the Vibewire interns, volunteers and workspace residents step out of the audience to share their own stories.

So now, tell me, have you had the chance to come along to a fastBREAK event? What did you think?